Expat Words · Practical guide
Copago: Your contribution towards a cost
Understand copago, what to check and the practical steps to take.
What does it mean?
Copago means a contribution towards a covered cost. It can appear in public healthcare arrangements or in a private insurance policy.
There is no single copayment amount for everyone. Public-system contributions and private-policy charges are different arrangements.
An everyday example
A consultation described as covered may still have a contribution under a private policy.
What to do next
- Ask whether the charge relates to public cover or a private policy.
- Request an explanation of the contribution that applies to you.
- Before planned private care, check the policy and any authorisation requirements.
- Keep receipts and ask the responsible service how to query an unexpected charge.
A useful question to ask
What is covered, what do I pay, and is there a limit or reimbursement process?
Check the official guidance
Ministry of Health: common healthcare services
Sources checked on 8 September 2026. These explanations and preparation prompts are introductory, not complete procedural instructions or individual legal, tax or medical advice. Confirm current requirements with the responsible authority or qualified professional before acting.